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G.W. Jones Exchange Bank

Savings

To open a deposit account, simply visit any of our branches during regular business hours and have your valid government-issued identification available, as well as your social security number.
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Statement Savings

 
  • $50 minimum deposit to open
  • $50 minimum daily balance to obtain the annual percentage yield
  • $500 minimum daily balance to avoid monthly service fee
  • Monthly service fee waived for customer age 55 or older when requested
  • Interest compounded and credited quarterly
  • Quarterly statements (monthly Reg E statements)
  • ATM card available
  • Online banking available without a fee
  • Excess debit fees may apply to certain types of transactions
 

Minor Savings

 
  • Available to minors under the age of 18
  • $5 minimum deposit to open
  • $50 minimum daily balance to obtain the annual percentage yield
  • Interest compounded and credited quarterly
  • Quarterly statements (monthly Reg E statements)
  • Online banking available to an adult secondary owner without a fee
  • Excess debits fees may apply for all types of transactions


Business Statement Savings

 
  • $50 minimum deposit to open
  • $50 minimum daily balance to obtain the annual percentage yield
  • $500 minimum daily balance to avoid monthly service fee
  • Interest compounded and credited quarterly
  • Quarterly statements
  • Online banking available without a fee
  • Excess debit fees may apply to certain types of transactions


Club Savings

 
  • Specialized savings for Holiday spending needs
  • $1 minimum deposit to open
  • Deposits to account must be made from another deposit account at G. W. Jones Exchange Bank
  • Interest posted at maturity
  • Principal balance plus interest paid annually
  • Withdrawals will result in account closing
  • Early closing fees apply


Student Savings

 
  • Available to customers ages 16-24 who are attending college
  • Customers under 18 must have a parent or legal guardian on the account
  • Customers must enroll for Online Banking and eStatements
  • No minimum balance fees
  • No monthly maintenance fees
  • No ATM fees (our bank)
  • No transfer fees
  • ATM card may be issued if the student is 18 or older
  • Online Banking services available without a fee
  • $50 minimum deposit to open
  • $50 minimum daily balance to obtain the annual percentage yield
  • Interest compounded and credited quarterly
  • Quarterly statements (monthly Reg E statements)
  • Excess debit fees may apply to certain types of transactions
  • Account will be converted to a Regular Savings with fees and terms to apply at the time of graduation or 5 years after the account is opened
Credit Cards

Credit Cards


With our Visa Platinum credit card you get hometown convenience, worldwide acceptance, and much more.
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Mortgages

 
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