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G.W. Jones Exchange Bank

Savings

To open a deposit account, simply visit any of our branches during regular business hours and have your valid government-issued identification available, as well as your social security number.
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Statement Savings


  • $50 minimum deposit to open
  • $50 minimum daily balance to obtain the annual percentage yield
  • $500 minimum daily balance to avoid monthly service fee
  • Monthly service fee waived for customer age 55 or older when requested
  • Interest compounded and credited quarterly
  • Quarterly statements (monthly Reg E statements)
  • ATM card available
  • Online banking available without a fee
  • Excess debit fees may apply to certain types of transactions

Minor Savings


  • Available to minors under the age of 18
  • $5 minimum deposit to open
  • $50 minimum daily balance to obtain the annual percentage yield
  • Interest compounded and credited quarterly
  • Quarterly statements (monthly Reg E statements)
  • Online banking available to an adult secondary owner without a fee
  • Excess debits fees may apply for all types of transactions


Business Statement Savings


  • $50 minimum deposit to open
  • $50 minimum daily balance to obtain the annual percentage yield
  • $500 minimum daily balance to avoid monthly service fee
  • Interest compounded and credited quarterly
  • Quarterly statements
  • Online banking available without a fee
  • Excess debit fees may apply to certain types of transactions


Club Savings


  • Specialized savings for Holiday spending needs
  • $1 minimum deposit to open
  • Deposits to account must be made from another deposit account at G. W. Jones Exchange Bank
  • Interest posted at maturity
  • Principal balance plus interest paid annually
  • Withdrawals will result in account closing
  • Early closing fees apply


Student Savings


  • Available to customers ages 16-24 who are attending college
  • Customers under 18 must have a parent or legal guardian on the account
  • Customers must enroll for Online Banking and eStatements
  • No minimum balance fees
  • No monthly maintenance fees
  • No ATM fees (our bank)
  • No transfer fees
  • ATM card may be issued if the student is 18 or older
  • Online Banking services available without a fee
  • $50 minimum deposit to open
  • $50 minimum daily balance to obtain the annual percentage yield
  • Interest compounded and credited quarterly
  • Quarterly statements (monthly Reg E statements)
  • Excess debit fees may apply to certain types of transactions
  • Account will be converted to a Regular Savings with fees and terms to apply at the time of graduation or 5 years after the account is opened
Credit Cards

Credit Cards


With our Visa Platinum credit card you get hometown convenience, worldwide acceptance, and much more.
House with landscape

Mortgages


For exceptional service and experience, visit your hometown bank for all of your home lending needs!