Credit Cards
With our Visa Platinum credit card you get hometown convenience, worldwide acceptance, and much more.
Rates
| Account Type/Term | Interest Rate | APY* | Min. Balance to Obtain APY |
|---|---|---|---|
| CD Terms** 7 - 30 Days |
0.05% |
0.05% |
$500 |
| 31 - 90 Days | 0.10% | 0.10% | $500 |
| 91 - 180 Days | 0.10% | 0.10% | $500 |
| 181 - 364 Days | 0.15% | 0.15% | $500 |
| 1 Year | 0.30% | 0.30% | $500 |
| 18 Month IRA | 0.35% | 0.35% | $500 |
| 2 Years | 0.40% | 0.40% | $500 |
| 3 Years | 0.50% | 0.50% | $500 |
| 4 Years | 0.60% | 0.60% | $500 |
| 5 Years | 0.70% | 0.70% | $500 |
| 6 Years | 0.70% | 0.70% | $500 |
| Statement Savings | 0.05% | 0.05% | $50 |
| Club Savings | 0.05% | 0.05% | $1 |
| Checking*** | Interest Rate | APY* | Min. Balance to Obtain APY |
|---|---|---|---|
| Interest-Earning Checking | 0.05% | 0.05% | $500 |
| Super Interest Earning Checking - up to $25,000 | 0.05% | 0.05% | $2,500 |
| Super Interest Earning Checking - $25,000 to $200,000 | 0.075% | 0.075% | $25,000 |
| Super Interest Earning Checking - $200,000 or more | 0.15% | 0.15% | $200,000 |
| Business Super Interest Earning Checking - up to $25,000 | 0.05% | 0.05% | $2,500 |
| Business Super Interest Earning Checking - $25,000 - $200,000 | 0.075% | 0.075% | $25,000 |
| Business Super Interest Earning Checking - $200,000 or more | 0.15% | 0.15% | $200,000 |
| Business Interest Earning Checking | 0.05% | 0.05% | $500 |
*APY- Annual Percentage Yield
** The rate may change after the account is opened.
** Early withdrawal penalties may be imposed on Time Deposits.
** Interest must be paid or compounded at least annually on Time Deposits with a term greater than one year.
*** Fees could reduce earnings on the account.
