We Offer Savings Products
To Meet Your Needs

Find The Product That Is Right For You

Savings

To open a deposit account, simply visit any of our branches during regular business hours and have your valid government-issued identification available, as well as your social security number.

If you’re with another institution, switch your accounts to us anytime from anywhere. It’s quick and easy with our Switch Kit. If you would like more information and would like to open an account in person, just stop by one of our convenient locations.

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Statement Savings

  • $50 minimum deposit to open
  • $50 minimum daily balance to obtain the annual percentage yield
  • $250 minimum daily balance to avoid monthly service charge
  • Monthly service charge waived for customer age 55 or older when requested
  • Interest compounded and credited quarterly
  • Quarterly statements (monthly Reg E statements)
  • ATM card available
  • Online banking available without a fee
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Student Savings

  • Available to customers ages 16-24 who are attending college
  • Customers under 18 must have a parent or legal guardian on the account
  • Customers must enroll for Online Banking and eStatements
  • No minimum balance fees
  • No monthly service charge
  • No ATM fees (our bank)
  • No transfer fees
  • Online Banking services available without a fee
  • $50 minimum deposit to open
  • $50 minimum daily balance to obtain the annual percentage yield
  • Interest compounded and credited quarterly
  • Quarterly statements (monthly Reg E statements)
  • Account will be converted to a Regular Savings with fees and terms to apply at the time of graduation or 5 years after the account is opened
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Minor Savings

  • Available to minors under the age of 18
  • $5 minimum deposit to open
  • $50 minimum daily balance to obtain the annual percentage yield
  • Interest compounded and credited quarterly
  • Quarterly statements (monthly Reg E statements)
  • Excess debits fees may apply for all types of transactions
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Club Savings

  • Specialized savings for Holiday spending needs
  • $1 minimum deposit to open
  • Deposits to account must be made from another deposit account at G.W. Jones Exchange Bank
  • Interest posted at maturity
  • Principal balance plus interest paid annually
  • Early closing fees apply
  • Transaction limitations – see Terms and Conditions disclosure for details