We Offer Deposit Products
To Meet Your Needs

Find The Product That Is Right For You

Checking

To open a deposit account, simply visit any of our branches during regular business hours and have your valid government-issued identification available, as well as your social security number.

If you’re with another institution, switch your Accounts to us anytime from anywhere. It’s quick and easy with our Switch Kit.  If you would like more information and would like to open an account in person, just stop by one of our convenient locations.

Reorder Checks:

Main Street Inc. | Order Entry Portal

a person holding a tablet with a bank account on it.

Regular Checking

  • $50 minimum deposit to open
  • No minimum balance
  • ATM/Debit card available
  • Overdraft/Ready Reserve account available
  • Online Banking and Bill Pay services available without a fee
  • If applicable, service charge may be charged each statement cycle
  • For additional details, please contact us
a family sitting on a couch smiling at each other.

Senior Checking

  • Available to customers age 55 and older
  • $50 minimum deposit to open
  • No minimum balance
  • ATM/Debit card available
  • Overdraft/Ready Reserve account available
  • Online Banking and Bill Pay services available without a fee
  • No monthly service charge if eStatements or paper statements without images chosen by customer
  • For additional details, please contact us
a pile of coins with a plant growing out of it.

Interest Earning Checking

  • $50 minimum deposit to open
  • $250 minimum daily balance to avoid low balance fee
  • $50 minimum daily balance to obtain the disclosed annual percentage yield
  • Interest compounded and credited monthly
  • ATM/Debit card available
  • Overdraft/Ready Reserve account available
  • Online banking and Bill Pay services available without a fee
  • No service charge if eStatements or paper statements without images chosen by customer
  • For additional details, please contact us
a laptop computer sitting on top of a table.

Super Interest Earning Checking

  • $50 minimum deposit to open
  • $2,500 minimum daily balance to avoid low balance fee
  • $2,500 minimum daily balance to obtain the disclosed annual percentage yield
  • Interest compounded and credited monthly
  • ATM/Debit card available
  • Online banking and Bill Pay services available without a fee
  • No service charge if eStatements or paper statements without images chosen by customer
  • For additional details, please contact us
a group of people sitting at a table in front of books.

Student Checking

  • Available to customers ages 16-24 who are attending college
  • Customers under 18 must have parent or legal guardian on the account
  • Customers must enroll for Online Banking and eStatements
  • $50 minimum deposit to open
  • No minimum balance fee
  • Online Banking and Bill Pay services available without a fee
  • No monthly service charge
  • No ATM fees (our bank)
  • No transfer fees
  • Account will be converted to a Regular Checking with fees and terms to apply at the time of graduation or 5 years after the account is opened
  • For additional details, please contact us